Question 1

What does FINSPHERE do?

Accepted Answer

FINSPHERE evaluates financing opportunities around identifiable transactions, contracts, receivables, assets and defined cash flows, and works to structure eligible opportunities for appropriate institutional capital providers.

Question 2

Does FINSPHERE itself provide the financing?

Accepted Answer

FINSPHERE's role is to evaluate and structure eligible opportunities and connect them with appropriate capital providers. Financing is subject to the relevant provider's due diligence, approval and documentation.

Question 3

Who can approach FINSPHERE?

Accepted Answer

Businesses with a genuine financing requirement supported by an identifiable transaction, contract, receivable, asset or defined repayment source can submit an opportunity for evaluation.

Question 4

What types of transactions can be considered?

Accepted Answer

Depending on eligibility, opportunities may include orders, invoices, receivables, contracted cash flows, project milestones, production contracts, inventory and identifiable realisable assets.

Question 5

What documents will be required?

Accepted Answer

Requirements vary by transaction and financing structure. Business/KYC information, transaction documents, financial information and evidence supporting the expected repayment source may be requested.

Question 6

How much financing can be arranged?

Accepted Answer

The potential financing amount depends on the underlying transaction, cash-flow visibility, asset value, risk profile, structure and the requirements of the relevant capital provider.

Question 7

How long does the process take?

Accepted Answer

Timelines depend on the completeness of information, transaction complexity, due diligence and capital-provider approval.

Question 8

Is every financing request approved?

Accepted Answer

No. Submission does not guarantee financing. Each opportunity is subject to assessment, eligibility, due diligence, structuring and final approval by the relevant capital provider.

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